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200208060 <br />By signing below, Borrower accepts this Mortgage Insurance Rider and agrees that it amends and <br />supplements the Security Instrument. <br />(Seal)/% <br />/KLAY�ON L OLUVER - Borrower MICHELLE L KLUVER Borrower <br />— (Seal) <br />- Borrower <br />_(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />- Borrower <br />229161 <br />® ®11 R (0004) Page 3 of 3 Farm 3160 4100 <br />