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200208060 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />/�¢ c�i1iiCC.f/ (Seal) <br />LK A TON KLUVER - Borrower <br />C A / (Seal) <br />MICHELLE L KLUVE r c/- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229161 <br />-6(NE) (0005) Page 14 or 15 Form 3026 1101 <br />