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P <br />n <br />n <br />T <br />s <br />z <br />x a <br />a <br />rr1 N y <br />n = <br />o <br />7S <br />N <br />o —i <br />CD <br />t <br />n z <br />N <br />m <br />o <br />o <br />r <br />°° <br />i <br />o <br />Us <br />CD <br />RetumTo: Wells Fargo Bank, National Association <br />P.O. Box 93380 <br />1 <br />___j <br />Albuquerque, NM 87199 -3380 <br />(n <br />Loan # 0032803720 <br />Prepared By: Home Equity Origination Center <br />MAC X2405 -01 P <br />1 Home Campus <br />Des Moines, IA 50328 <br />melissa hughes <br />515- 221 -5888 <br />Above This Line For Recording <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 11, 2002 <br />together with all Riders to this document. <br />(B) 'Borrower" is MICHAEL D. ERBES AND LINDA R. ERBES, HUSBAND AND WIFE, AS JOINT <br />TENANTS WITH RIGHTS OF SURVIVORSHIP <br />Borrower is the trustor under this Security instrument- <br />NEBRASKA-Single Family- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT <br />-6(NE) (om) <br />Page 14 15 <br />Initlals'. _ <br />�! L <br />Form 3028 1 /01 <br />