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200208016 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />(Seal) <br />at-6(NE) (0005) <br />,1 <br />(Seal) <br />TIM LUCHSINGER orrower <br />(Seal) <br />TRUDY LIUCHSINGER � Borrower <br />(Seal) <br />- — <br />- Borrower <br />(Seal) <br />-_ --Borrower <br />(Seal) <br />Initials: �i._ -''_ <br />Page 14 of 15 t Foim 3028 1 /01 <br />a <br />I <br />