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200208014 <br />2057602 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-Bo mwcr <br />(Seal) <br />- Bomwcr <br />(Seal) <br />- Borrower <br />(Seat) <br />Michael A Knopik " - eomrwer <br />1 _ <br />" 1 - Seal) <br />(y ht is A Knopik Bormwer <br />_ (Seal) <br />- Borrower <br />(Seat) <br />- Borrower <br />(Seal) <br />- narrower <br />61NE1 woos, v.y. 'a.' 1e Form 3028 1101 <br />