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200208013 <br />0000776102 <br />secured by this Security Instrument. However, this option shall not be exercised by icnder if such <br />exercise is prohibited by Applicable Law. Lender also shall not exercise this option if: (a) Borrower <br />causes to be submitted to lender information required by Lender to evaluate the intended transferee as <br />if a new loan were being made to the transferee; and (b) lender reasonably determines that Icnder's <br />security will not be impaired by the loan assumption and that the risk of a breach of any covenant or <br />agreement in this Security Instrument is acceptable to Lender. <br />"ro the extent permitted by Applicable law, Lender may charge a reasonable fee as a condition to <br />lender's consent to the loan assumption. Under may also require the transferee to sign an assumption <br />agreement that is acceptable to Under and that obligates the transferee to keep all the promises and <br />agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated <br />under the Nolc and this Security Instrument unless Lender releases Borrower in writing. <br />If lender exercises the option to require immediate payment in full, Lender shall give Borrower notice <br />of acceleration. The notice shall provide a period of not less than 30 days from the dale the notice is <br />given in accordance with Section 15 within which Borrower must pay all sums secured by this Security <br />Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Under may <br />invoke any remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. � <br />(Seal) <br />7DEFURIESA HERMANSEN - Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER - LIBOR INDEX Single Family Form 3102 1 /01 ELICK Rev. 11/15MO <br />Fretldm Mac 1-t're rt <br />