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200208013 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />C—rE�R.(RESA M. �HE�RMiA NS/EJ/H i Borrower <br />SNE17 Rev 12/27NO Page 17 of 18 1'0'a!� . FORM 3=6 IMP <br />