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200208004 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower <br />(Seal) <br />- Bortower <br />(Seat) <br />Rn..' <br />-b. (Seal) <br />JZ1411 SETLIK - Borrows <br />CC �'%`t'`�o 11 p LSC ;,� _ (Seat) <br />MICHELLE L SETLIR -Rormo r <br />_ (Seal) <br />- Bortower <br />(Seal) <br />Borrower <br />_ (Seal) <br />Borrower <br />0110177745 <br />eFL!ITr -B(NE) i000s) m Paoa' a n 1s Form 3028 1101 <br />