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BY SIGNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />ELLEN C ROMANS - Borrower <br />- Borrower <br />- Borrower <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall <br />The foregoing instrument was acknowledged before me this 31st day of July <br />2002 by ELLEN C ROMANS <br />Witness my hand and notarial seal at Grand Island <br />County, the date aforesaid. <br />My Commission Expires: <br />146WEPAL NOTARY- 50 of Nebraska <br />JACALYNAAYOUB <br />.�MTComt 60, aG o <br />d=-4R(NE) (96041.06 <br />QD <br />- Borrower <br />- Borrower <br />- Borrower <br />(Seal) <br />- Borrower <br />County ss: <br />in said <br />C�z ✓�IT.c.G� -- - - -- - <br />Nop Public <br />Page 8 of 8 <br />3 <br />F <br />