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200207915 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />9M -6ME) f0005i.o1 <br />+A^" ` (Seal) <br />GERALD N WAGNER Borrower <br />(Seal) <br />SHARON J WAG1 R 11'1r W95&7BprrgWro 40 <br />(Seal) __ (Seal) <br />- Borrower - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />C <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Form 3028 1101 <br />