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2oo207S31 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate, Rider. ��J <br />/ i � /y/ n— L._.__ (Seal) (Seal) <br />K(K HFI I R1, Na) ENO -Boon— -Hno -er <br />_(Seal) _ _ (Seal) <br />- eurmn,.r -Bnn <br />- Borrower -B.r —r <br />Borrower - Roo"." <br />Mf'O9]53 -(4Np r 041 -039]14 <br />®-815R (0008) Voyc 4 of 4 Form 3192 1/01 <br />d <br />