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200207831 <br />shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not <br />apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in <br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to <br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer' ") that collects <br />Periodic Payments duc under the Note and this Security Instrument and performs other mortgage loan <br />servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be <br />one or morechanges of the Loan Servicer uurelandto a sale o i l he Nolc if (here is a change of the Loan <br />Servicer, Borrower will be given written notice of the change which will slate the nameand address of the <br />new Loan Servicer, the address to which payments should be made and any other infnnnalion RESPA <br />requires in cum erAiun with a notice of Iransfcr of servicing. if the Note is sold and thereafterthe Loan is <br />serviced by a Loan Servicer other than the purchaserof the Note, the mortgage loan servicing obligations <br />to Borrower will rcmainwith the Loan Servicer or be transferredto a suwcssor Loan Servicer and are not <br />assumed by the Note purchaser unless otherwise provided by the Note purchaser. <br />Neuter Borrower nor Lender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this <br />Security Inslrunnom or that alleges Thal the other party has brcachedany provision of, or any duty owed by <br />reason of, this Security Instrument, until such Borrower or Lender has notified the other panty (with such <br />notice given in compliance with the requirementsof Section 15) of such alleged breach and afforded the <br />Other party hereto a reasonable period after the giving of such notice to take corrective action. If <br />Applicable Law provides a time period which must elapse before certain action can be taken, that time <br />period will be deemed to be reasonable for purpnscs of This paragraph. The notice of acceleration and <br />opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to <br />Borrower pursuant to Section Is shall be deemed to satisly the notice and opportunity In take corrective <br />action provisions of this Scelion 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those <br />substances defined as tonic or hazardous substances, pollutants, or wastes by Environmental Law and the <br />following .substances: gasoline, kerosene, Other flammable or tonic petroleum products, toxic pesticides <br />and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; <br />(b) "Environmental Law" means federal laws and laws of thejurisdiction where the Property is located that <br />relate to health, safety Or cnvirnnmcntal protection; (c) "Environmental Cleanup" includes any response <br />action, remedial action, or removal action, as defined in Environmental Law; and (d) air " Environmenal <br />Condition" means a condition that can cause, contribute lo, or otherwise (rigger an Environmental <br />Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or rohnsc of any Hazardous <br />Substances, or throurroO rcicasenny HnzardousSubebanws, on or in the Property. Borrowershall not do, <br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental <br />Las, (b) which creates an EnviromnentalCondition, or (c) which, due to the prusom,, usc, or rcicascol a <br />Hazardous Substance, creates a wndition that adversely affecs the value of the Property. The preceding <br />two sentences shall not apply to the presence, rise, or storage on the Property of small quantities of <br />Hazardous Substances that are generally recognized to be appropriateto normal residcnlial uses and to <br />maintcnanec ul'Ihc Pngrerly (including, but not limited to, hazardous substances in consumer products). <br />Borrower shall promptly give Lcnderwritten notice of (a) any investigation, claim, demand, lawsuit <br />or Other action by any governmental or regulatory agency or private party involving the Property and any <br />Hazardous Substancc or Environmental Law of which Borrower has actual knowledge, (b) any <br />EnvironmentalCondition, including but not limited to, any spilling, leaking, dischmgq rcicascor throat of <br />release of any Hazardous Substancc, and (c) any condition caused by the presence, use or release of a <br />FlazanlousSubstanccwhich adversely affects the value of the Property. If Borrower learns, or is notified <br />MFNE7790 (12 /00) / 041-435328-4 <br />-6AME1 .c,, Form3028 1/01 <br />w <br />