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200207826 <br />References are to the Internal Revenue Code as amended and in effect on the date of issuance of bonds, the <br />proceeds of which will be used to finance the Security Instrument and are doomed to include the <br />implementing regulations. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax- Exempt Financing <br />Rider. <br />Borrower MELISHA WILLIAMS <br />Borrower <br />