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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank
<br />Downtown
<br />370 N. WaInul
<br />Grand Islantl. NE 68801 FOR RECORDER'S USE ONLY
<br />DEED OF TRUST
<br />MAXIMUM LIEN. The lien of this Deed of Trust shall not exceed at any one time $100,234.00.
<br />THIS DEED OF TRUST is dated July 24, 2002, among GONZALO SOTO and ELGA Y SOTO , HUSBAND AND
<br />WIFE ( "Truster"); Five Points Bank, whose address is Downtown, 370 N. Walnut, Grand Island, NE 68801
<br />(referred to below sometimes as "Lender' and sometimes as "Beneficiary"); and (referred to below as
<br />"Trustee ").
<br />CONVEYANCE AND GRANT. For valuable consideration, Truster conveys to Trustee in trust, WITH POWER OF SALE, for the benefit of
<br />Lender as Beneficiary, all of Trustw's right, title, and interest in and to the following described real property, together with all existing or
<br />subsequently erected of affixed buildings, Improvements and fixtures; all easements, rights of way, and appurtenances; all water, water rights and
<br />ditch rights (including stock in utilities with ditch or Irrigation rights); and all other rights, royalties, and profits relating to the real property, Includingg
<br />without limitation all minerals, oil, gas, geothermal and similar matters, (the "Real Property ") located to HALL County, Stale of
<br />Nebraska:
<br />LOT THREE (3); LOT FOUR (4); THE NORTHERLY FORTY FOUR (44) FEET OF LOTS ONE (1) AND TWO
<br />(2); THE NORTHERLY TWENTY TWO (22) FEET OF THE SOUTHERLY EIGHTY EIGHT (88) FEET OF LOT
<br />ONE (1); AND THE NORTHERLY TWENTY TWO (22) FEET OF THE SOUTHERLY EIGHTY EIGHT (88) FEET
<br />OF THE EASTERLY FIVE (5) FEET OF LOT TWO (2); ALL IN BLOCK THIRTY NINE (39) IN THE ORIGINAL
<br />TOWN, NOW CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA.
<br />The Real Property or its address is commonly known as 384 N WALNUT, GRAND ISLAND, NE 68801.
<br />CROSS— COLLATERALIZATION. In addition to the Note, this Deed of Trust secures all obligations, debts and liabilities, plus interest thereon, of
<br />Truster to Lender, or any one or more of them, as well as all claims by Lender against Truster or any one or more of them, whether now existing
<br />or hereafter arising, whether related or unrelated to the purpose of the Note, whether voluntary or otherwise, whether due or not due, direct or
<br />indirect, determined or undetermined, absolute or contingent, liquidated or unliquidated whether Truster may be liable individually or jointly with
<br />others, whether obligated as guarantor, surety, accommodation party or otherwise, and whether recovery upon such amounts may be or hereafter
<br />may become barred by any statute of limitations, and whether the obligation to repay such amounts may be or hereafter may become otherwise
<br />unenforceable.
<br />FUTURE ADVANCES. Specifically, without limitation, this Deed of [rust secures, in addition to the amounts specified in the Note, all future
<br />amounts Lender in its discretion may loan to Truster, together with all Interest thereon_
<br />Truster presently assigns to Lender (also known as Beneficiary In this Deed of Trust) all of Trustor's right, title, and interest In and to all present
<br />and future leases of the Property and all Rents from the Property. In addition, Truster grants to Lender a Uniform Commercial Code security
<br />interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL
<br />PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (B) PERFORMANCE OF ANY AND ALL OBLIGATIONS
<br />UNDER THE NOTE, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN AND ACCEPTED ON THE
<br />FOLLOWING TERMS:
<br />PAYMENT AND PERFORMANCE. Except as otherwise provided in this Dead of Trust, Truster shall pay to Lender all amounts secured by this
<br />Dead of Trust as they become due, and shell strictly and in a timely manner perform all of Truster's obligations under the Note, this Deed of Trust,
<br />and the Related Documents.
<br />POSSESSION AND MAINTENANCE OF THE PROPERTY, Trestor agrees that Trustor's possession and use of the Property shall be governed
<br />by the following provisions:
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