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RECORD AND RETURN TO: c m WELLS FARGO HOME MORTGAGE, INC. A I n N o--i o 2091 WEST FLORIDA AVENUE, SUITE 120 m = D �� c a ry M HEMET, CALIFORNIA 92545 n n c n S � r-, � rn co S D �c r` 0 0 n _ [(A o CN o y r > ni fV y � c, O r.r. 'm rV 7c --a CO Q ~ Cn Cn Q ISpace Above This Line For Recording Dotal State of Nebraska PHA case No 321- 2204964- 952/255 0387163 ADJUSTABLE RATE HOME EQUITY CONVERSION DEED OF TRUST THIS DEED OF TRUST ( "Security Instrument ") is made on JULY 18, 2002 . The trustor is ARTHUR F. LUCAS AND ELLEN L. LUCAS ,HUSBAND AND WIFE, AS JOINT TENANTS whose address is 408 EAST 16TH STREET, GRAND ISLAND, NEBRASKA 68801 ( "Borrower "). The trustee is JOHN S. KATELMAN, ESQ. ( "Trustee "). The beneficiary is WELLS FARGO HOME MORTGAGE, INC., A CALIFORNIA CORPORATION , which is organized and existing under the laws of THE STATE OF CALIFORNIA , and whose address is 2091 WEST FLORIDA AVENUE, SUITE 120, HEMET, CALIFORNIA 92545 ( "Lender "). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security Instrument ( "Loan Agreement "). The agreement to repay is evidenced by Borrower's Note dated the same date as this Security Instrument ( "Note "). This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest at a rate subject to adjustment, and all renewals, extensions and modifications of the Note, up to a maximum principal amount of SEVENTY FIVE THOUSAND AND 00/ 100----------------------------------------- - - - - -- ------------------------------------------------------------------------------- (U.S. S 75,000.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. The full debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on JANUARY 15 , 2074. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in HALL County, Nebraska: 64XB 11/96 Page I of 8 e.