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LOAN #: 625339607 q^ is,.. Above This r.lne Far Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain riles regarding the usage of words used in this document we also provided in Section 16. (A) "Security Instrument " means this do�\` {ynre „which is dated JULY 19, 2002, together with all Riders to this document. -t' (B) "Borrower" is TONICA FIER, AND CHRISTOPHER FILA, WIFE AND HUSBAND Borrower is the trusmr under this Security Instrument. (C) "Lender" is ANN AMRO MORTGAGE GROUP, INC. Lenderisa CORPORATION DELAWARE. MICHIGAN 48084. organized and existing under [be laws of Lender's address is 2600 W. BIG BEAVER RD., TROY, Lender is the beneficiary under this Security Instrument.i�n (D) "Ttustce" is FIDELITY NATIONAL. TITTLE INSURANCE COMPANY v (E) "Note' means the promissory note signed by Borrower and dated JULY 19, 2002. The Note slates that Borrower owes Lender *********ONE HUNDRED FOURTEEN THOUSAND NINE HUNDRED FIFTY AND NO /100 * * ** ** * ** * ** * * * * * * * * * *Dollars(fLS. $114,950.00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay [tic debt in full not later than AUGUST 1, 2032. (F) "Properly" mcans the property that is described below under the heading `Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (}n "Riders" means all Riders to Ibis Security Instrument that are executed by Borrower. The following Riders we to be executed by Borrower [check box as applicable] n Adjustable Rate Rider n Condominium Rider n Second Home Rider I (Balloon Rider I I Planned Unit Development Rider n Olher(s)[specify] F--1 1-4 Family Rider F-1 Biweekly Payment Rider n 1 NE Terra 3028 1101 Y'vnily-- N'annte MulFreddle Mar UNIFORM INSTRUMENT Initials t Norm 30281/01 Page f Of 8 N TUDFFD 0109 t n m 1 1 ' T m o 1 Z M rn CD � N ?111!?0 1 � sm O L /VOI n N 1 W �' QJ rD When recorded mail to: ¢ ASH AWED MORTGAGE GROUP, INC. �1 e P.O. BOX 5064 TROY, MICHIGAN 48084 ATTNIFINAL /TRAILING DOCUMENTS LOAN #: 625339607 q^ is,.. Above This r.lne Far Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain riles regarding the usage of words used in this document we also provided in Section 16. (A) "Security Instrument " means this do�\` {ynre „which is dated JULY 19, 2002, together with all Riders to this document. -t' (B) "Borrower" is TONICA FIER, AND CHRISTOPHER FILA, WIFE AND HUSBAND Borrower is the trusmr under this Security Instrument. (C) "Lender" is ANN AMRO MORTGAGE GROUP, INC. Lenderisa CORPORATION DELAWARE. MICHIGAN 48084. organized and existing under [be laws of Lender's address is 2600 W. BIG BEAVER RD., TROY, Lender is the beneficiary under this Security Instrument.i�n (D) "Ttustce" is FIDELITY NATIONAL. TITTLE INSURANCE COMPANY v (E) "Note' means the promissory note signed by Borrower and dated JULY 19, 2002. The Note slates that Borrower owes Lender *********ONE HUNDRED FOURTEEN THOUSAND NINE HUNDRED FIFTY AND NO /100 * * ** ** * ** * ** * * * * * * * * * *Dollars(fLS. $114,950.00 ) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay [tic debt in full not later than AUGUST 1, 2032. (F) "Properly" mcans the property that is described below under the heading `Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (}n "Riders" means all Riders to Ibis Security Instrument that are executed by Borrower. The following Riders we to be executed by Borrower [check box as applicable] n Adjustable Rate Rider n Condominium Rider n Second Home Rider I (Balloon Rider I I Planned Unit Development Rider n Olher(s)[specify] F--1 1-4 Family Rider F-1 Biweekly Payment Rider n 1 NE Terra 3028 1101 Y'vnily-- N'annte MulFreddle Mar UNIFORM INSTRUMENT Initials t Norm 30281/01 Page f Of 8 N TUDFFD 0109