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20020iG:it1
<br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC
<br />Lender Is a CORPORATION
<br />organized and existing under the laws of THE STATE OF CALIFORNIA
<br />Lender's address is P.O. BOX 5137, DES MOINES, IA 503065137
<br />Lender is the hcneficiary under this Security Instrument.
<br />(D)' "trustee" is JOHN S. RATELMAN, ESQ.
<br />10855 WEST DODGE RD, SUITE 240, OMANA, WE 68145
<br />(E) "Note" means the promissory note signet by Borrower and dated JULY 15, 2002
<br />The Note states that Borrower owes Lender ONE HUNDRED FOUR THOUSAND EIGHT HUNDRED AND
<br />00 /100 Dollars
<br />(U.S_ $ * * *`104, 800.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than AUGUST 01, 2017
<br />(F) "Property" means die property that is described helow under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under Otis Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower ]check box as applicablel:
<br />1 Adjustable Rate Rider E-1 Condominium Rider I 1 Second llomc Rider
<br />Balloon Rider Planned Unit Development Rider O 1-4 Family Rider
<br />VA Rider Biweekly Payment Rider L-1 Filberts) [specify]
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statues, regulations,
<br />ordinances and administrative roles and orders (that have the effect of law) as well as all applicable final,
<br />non - appealable judicial opinions.
<br />(.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Misedlancous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (,other than insurance proceeds paid under the coverages described in Section 5) foe (j)
<br />damage to, or destruction of, the Property; (it) condemnation no other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of Condemnation; or (iv) misrepresentations of, or omissions as m, the
<br />value and /or condition of the Property.
<br />(N) "Mortgage Insurance" teems insurance protecting Lender against the nonpayment of, no default on,
<br />the loan.
<br />®61NEIwoo11 me "2",15 ) Forma028 1101
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