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<br />DEED OF TRUST
<br />DEFINITIONS
<br />or
<br />d
<br />Words used in multiple sections of this document are defined below and other words arc defined in Sections 3, 11, 13, IA, 20
<br />and 2t. Certain tells regarding the usage of words used in this document are also provided in Section 16-
<br />(A) "Security Instrument" means this document, which is dated ...., ..... _........,, 0], ;22[20,0,2 .................. .. together
<br />with tell Riders to this document
<br />(B) "Borrower" is Vicentel'. ValadeF,A Single Person
<br />... ............................... I .... ....... — ................
<br />Borrower is the truster under this Security InslMnent
<br />(C) "Lender" is Heritage Bank_._.. ... .
<br />Lender is a.B, IMITA6A0 ....... ...... .... ............. .... .... _. _.___ -_. organized and existing tinder
<br />the laws of the stateAt.Nablagka,., ......... .. .......... Lender's address is 1,333 Norih Webb Raad, P.O. Box. 5,138,
<br />Grand Island, NE6 8802 _..... ...___ _.__. __.... _.._
<br />Leader is life beneficiary under „ ry Instrument
<br />(D) "Trustee” isHenta eBan,k 13,33 N Wehh BuaJ _
<br />Gran {I island, NE 68802-513A
<br />(E) "Near" means the promissory null snarled by Borrower read dated 0(1.21602 ........ _... .... ._ .'file
<br />Note ones that Borrower owes Lender thirty fire thousand andno1100 _._._. ..__...._..
<br />Dollars (if S $ 3..5,0000U __....__. -) plus interest Borrower has promised to
<br />pay This dchl in regular Periodic Payments unit to pay the debt in full not later than _.... ...... ........ 01 -22 2067.... ....... ........
<br />_. _ ....... ........... ............... .... ...... ...... . ......... I. I ......
<br />...._............_..
<br />(F) "Property" means the property that is descrihed below under the heading "'transfer of Rights in the properly -"
<br />(G) "Luau" means the debt evidenced by the Nola plus interest any prepayment charges and lam charges clue under the Not,
<br />And all sums due under flux Security lustr'mnent plus interest.
<br />(H) "hiders" means all Riders to this Security Instrument that arc executed by Borrower. The Bellowing Riders all to he
<br />exec uu d by Borrower (check box as app] icable]:
<br />❑ Adjustable Rare Rider ❑ Coudocammer Rider ❑ Second flomc Rider
<br />❑ Balloon Rider ❑ Planned Unit Development hider IX Other(s) [specify] N,o,n -, paper,,,,,, ,
<br />F1 1 -4 Family Rider ❑ Biweekly Payment Rider Occupancy
<br />(1) ".Applicable Law" me:ms all controlling applicable federal, state and local salutes, regulations, ordinances and
<br />admimstra .se rules and orders (mat have the effect of law) as well as all applicable final, each - appealable judicial opinions.
<br />(J) "Cmmmninity Association Du,S, Fees, and Assessments" nictur, all dues, fees, assessments and other charges (hnl 'ore
<br />Imposed on Borrower or the property by a enndommien association, homeowners association or similar orgenveliun.
<br />(E) "Electronic Funds Transfer' means ray transfer of funds, other than a transaction originated by check, drett or similar
<br />paper inslrummn, which is initiated through au electronic terminal, lelephonic instrument, computer, or magnetic tape so as to
<br />order, instruct or authorize a fulmcial imslinvion to dchi( or credit an accent Such term includes, but e, nut limited In,
<br />point &,ac transfers, automated teller machine transactions, transfers initiated by telephone, wire and arience d
<br />d eminrhouse transfers.
<br />(L) "Escrow Items" means those items that are described in Scelion 3.
<br />(.M) "Miscellaneous Proceeds" means any compensation, s'dllnncnt award nt damages, or proceeds paid by any third party
<br />(other (Iran insane proceeds paid under the coverages described in Section 5) for (i) damage (m, or dcsiructiou of, (tic
<br />properly, (ii) amdctnnalio r or other taking of all of any pall of the Property; (iii) conveyance in lieu of uaidennialion, or (iv)
<br />murcre ... alarens it, or omissions as m, the value and /or conchom of me property:
<br />(N) "Mortgage Lrsineei means insurance prolceting Leader against the nonpayment of, or default ml, the Loan
<br />(0) "Periodic Paymlalt" locals till reguhaily scheduled swoon[ due for (i) principal and inter,,( under till Noll, plus (ii) any
<br />amnions under 5,etion 3 of this Security Instrument.
<br />(P) "RESPA" means (he Real I-star, Scldemenl Procedures A,( (12 IT.S.C. 62601 n sal -) and its intpleme mica to aniline,
<br />Rcgula(iun X (24 C.P.R. Part 3500), as they thigh( be amended ltom time to tie, or any additional or successor leecdanon or
<br />regalal,on hal go,crla tire scene subject ureter. As used in this Security Instrument "RHSPA" refers to all rcyuiremcros and
<br />re,mi nuns Thal arc imposed in regard to a "federally relined murlvagc luau" even if the Luau dues nut yualil'y- as a "fedcraliv
<br />related nurcl ua¢c Ivan" under It11.SPA.
<br />(Q) "Successor in Lrterest of Borrower" moms any party that has taken title in (hc Property, whiller or not (tut parry has
<br />Assumed Borrower's obligaliuus under the Note and /or ([its Security Ins(mmcnt,
<br />NEBRASKA S IIe Famly Fa,n e M /F ddie Mac UNIFORM INSTRUMENT
<br />, . ".n. Me w— Mai NI a 11 .ono_ Onxrin /9 w,pep ,Y ^/M •
<br />Form 3028 1/01
<br />111
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<br />..,rece'P.bove This Line For Recording Data]
<br />DEED OF TRUST
<br />DEFINITIONS
<br />or
<br />d
<br />Words used in multiple sections of this document are defined below and other words arc defined in Sections 3, 11, 13, IA, 20
<br />and 2t. Certain tells regarding the usage of words used in this document are also provided in Section 16-
<br />(A) "Security Instrument" means this document, which is dated ...., ..... _........,, 0], ;22[20,0,2 .................. .. together
<br />with tell Riders to this document
<br />(B) "Borrower" is Vicentel'. ValadeF,A Single Person
<br />... ............................... I .... ....... — ................
<br />Borrower is the truster under this Security InslMnent
<br />(C) "Lender" is Heritage Bank_._.. ... .
<br />Lender is a.B, IMITA6A0 ....... ...... .... ............. .... .... _. _.___ -_. organized and existing tinder
<br />the laws of the stateAt.Nablagka,., ......... .. .......... Lender's address is 1,333 Norih Webb Raad, P.O. Box. 5,138,
<br />Grand Island, NE6 8802 _..... ...___ _.__. __.... _.._
<br />Leader is life beneficiary under „ ry Instrument
<br />(D) "Trustee” isHenta eBan,k 13,33 N Wehh BuaJ _
<br />Gran {I island, NE 68802-513A
<br />(E) "Near" means the promissory null snarled by Borrower read dated 0(1.21602 ........ _... .... ._ .'file
<br />Note ones that Borrower owes Lender thirty fire thousand andno1100 _._._. ..__...._..
<br />Dollars (if S $ 3..5,0000U __....__. -) plus interest Borrower has promised to
<br />pay This dchl in regular Periodic Payments unit to pay the debt in full not later than _.... ...... ........ 01 -22 2067.... ....... ........
<br />_. _ ....... ........... ............... .... ...... ...... . ......... I. I ......
<br />...._............_..
<br />(F) "Property" means the property that is descrihed below under the heading "'transfer of Rights in the properly -"
<br />(G) "Luau" means the debt evidenced by the Nola plus interest any prepayment charges and lam charges clue under the Not,
<br />And all sums due under flux Security lustr'mnent plus interest.
<br />(H) "hiders" means all Riders to this Security Instrument that arc executed by Borrower. The Bellowing Riders all to he
<br />exec uu d by Borrower (check box as app] icable]:
<br />❑ Adjustable Rare Rider ❑ Coudocammer Rider ❑ Second flomc Rider
<br />❑ Balloon Rider ❑ Planned Unit Development hider IX Other(s) [specify] N,o,n -, paper,,,,,, ,
<br />F1 1 -4 Family Rider ❑ Biweekly Payment Rider Occupancy
<br />(1) ".Applicable Law" me:ms all controlling applicable federal, state and local salutes, regulations, ordinances and
<br />admimstra .se rules and orders (mat have the effect of law) as well as all applicable final, each - appealable judicial opinions.
<br />(J) "Cmmmninity Association Du,S, Fees, and Assessments" nictur, all dues, fees, assessments and other charges (hnl 'ore
<br />Imposed on Borrower or the property by a enndommien association, homeowners association or similar orgenveliun.
<br />(E) "Electronic Funds Transfer' means ray transfer of funds, other than a transaction originated by check, drett or similar
<br />paper inslrummn, which is initiated through au electronic terminal, lelephonic instrument, computer, or magnetic tape so as to
<br />order, instruct or authorize a fulmcial imslinvion to dchi( or credit an accent Such term includes, but e, nut limited In,
<br />point &,ac transfers, automated teller machine transactions, transfers initiated by telephone, wire and arience d
<br />d eminrhouse transfers.
<br />(L) "Escrow Items" means those items that are described in Scelion 3.
<br />(.M) "Miscellaneous Proceeds" means any compensation, s'dllnncnt award nt damages, or proceeds paid by any third party
<br />(other (Iran insane proceeds paid under the coverages described in Section 5) for (i) damage (m, or dcsiructiou of, (tic
<br />properly, (ii) amdctnnalio r or other taking of all of any pall of the Property; (iii) conveyance in lieu of uaidennialion, or (iv)
<br />murcre ... alarens it, or omissions as m, the value and /or conchom of me property:
<br />(N) "Mortgage Lrsineei means insurance prolceting Leader against the nonpayment of, or default ml, the Loan
<br />(0) "Periodic Paymlalt" locals till reguhaily scheduled swoon[ due for (i) principal and inter,,( under till Noll, plus (ii) any
<br />amnions under 5,etion 3 of this Security Instrument.
<br />(P) "RESPA" means (he Real I-star, Scldemenl Procedures A,( (12 IT.S.C. 62601 n sal -) and its intpleme mica to aniline,
<br />Rcgula(iun X (24 C.P.R. Part 3500), as they thigh( be amended ltom time to tie, or any additional or successor leecdanon or
<br />regalal,on hal go,crla tire scene subject ureter. As used in this Security Instrument "RHSPA" refers to all rcyuiremcros and
<br />re,mi nuns Thal arc imposed in regard to a "federally relined murlvagc luau" even if the Luau dues nut yualil'y- as a "fedcraliv
<br />related nurcl ua¢c Ivan" under It11.SPA.
<br />(Q) "Successor in Lrterest of Borrower" moms any party that has taken title in (hc Property, whiller or not (tut parry has
<br />Assumed Borrower's obligaliuus under the Note and /or ([its Security Ins(mmcnt,
<br />NEBRASKA S IIe Famly Fa,n e M /F ddie Mac UNIFORM INSTRUMENT
<br />, . ".n. Me w— Mai NI a 11 .ono_ Onxrin /9 w,pep ,Y ^/M •
<br />Form 3028 1/01
<br />111
<br />I
<br />�, llllllllllll l llllll ll 1111)
<br />
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