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200207562 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Pan 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally relived mortgage loan" under RESPA. (Q) "Successor in interest of Borrower" means any party that has taken title to the Property, whether or not that parry has assumed Borrowers obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY 'this Security Instrument secures to lender: (i) the repayment of the Loan, and all renewals, extension. and modification of the Notc; and (ii) the performance of Borrower's covenants and agreements under this Security Innument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in mist, with power of sale, the following described property located in the COUNTY REGISTER OF DEEDS Of Hall County p ypeorR,,.ido, Jurisdiction] [Name of Recording Jurisdiction] LOTS 3 AND 4, BLOCK 21, IN ORIGINAL TOWN OF ALDA, HAI 1. COUNTY, NEBRASKA. Parcel ID Number: 400172216 which currently has the address of 207 PINE. [Street] ALDA [City], NE [Statel 68810 [Zip Codc] ( "Property Address") TOGFTHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, %object to any cneumbmnces of record. THIS SECURITY INSTRUMENT combine., uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform Secunty, instrument covering real properly. it(NE) womr P., 34 15 Foon 3028 1 /01