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200207553 <br />EXIIIBIT E <br />MORTGAGE ADDENDUM <br />The following are addenda to the Mortgage. Please check the applicable <br />addendum. The addendum checked shall be incorporated into, and recorded with, the <br />Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if <br />applicable. <br />XXX FIIA, USDA RURAL DEVELOPMENT and HUD ADDENDUM ONLY <br />THIS TAX - EXEMPT FINANCING RIDER is made this 19 °' day of July,2002 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, <br />Deed of Trust or Security Deed ( "Security Instrument ") of the same date by the <br />undersigned (`Borrower ") insecure Borrower's Note ( "Note ") to <br />HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND <br />( "Lender') of the same date and covering the property described in the Security <br />Instrument and located at: <br />501 W 11TH STREET GRAND ISLAND, NE 68801 <br />In addition to the covenants and agreements made in the Security instrument, Borrower <br />and Lender further covenant and agree to amend Paragraph 9 of the Model Mortgage <br />Form, entitled "Grounds for Acceleration of Debt" as by adding additional grounds for <br />acceleration as follows: <br />I.ender, or such of its successors or assigns as may be separate instrument assume <br />responsibility for assuring compliance by the Borrower with the provisions of this Tax - <br />Exempt Financing Rider, may require immediate payment in full of all sums secured by <br />this Security Instrument if: <br />(a) All or part of the Property is sold or otherwise translbrred by Borrower to <br />U purchaser or other transferee: <br />(i) Who cannot reasonably be expected to occupy the property as a <br />principal Residence within a reasonable time alter the sale or <br />transfer, <br />all as provided is Section 143(c) and (1)(2) of the Internal Revenue <br />Code: or <br />(it) Who has a present ownership interest in a principal Residence <br />dining any part of the three -year period ending on the date of the <br />sale or transfer, all as provided in Section 143(d) and (1)(2) of the <br />Intcmal Revenue Code (except that "100 percent' shall be <br />substituted <br />