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<br />LOAN NUMBERS 05207003
<br />DEED OF TRUST CASE NUMBER, 321 - 2212484- - 703
<br />MIN: 100154600052070033
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on JULY 15, 2002 , among the grantor ,
<br />ANTHONY R. EMPFIELD, A SINGLE MAN AND JENNY R. KUSZAK, A SINGLE WOMAN, AS JOINT
<br />TENANTS OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br />('Borrower'). The trustee is X�i7tX?�Y7(P
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC. ,
<br />which is organized and existing under the laws of CALIFORNIA and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />ONE HUNDRED TWENTY -SEVEN THOUSAND NINE HUNDRED EIGHTY -EIGHT AND 00 /100
<br />Dollars (U.S. $ 127, 988.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ('Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />AUGUST 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT ELEVEN (11), JEFFREY OAKS THIRD SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />which has the address of 4004 MANCHESTER ROAD, GRAND ISLAND (Street, City],
<br />Nebraska 68803 (zip code] ('Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the 'Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Deed of Trust - 2/91
<br />DOCLUI j
<br />COCUUNC1.VTx 12/2112000
<br />Page I of 6
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<br />200207494
<br />[Space Above This Line For Recording Data]
<br />EMpFIEI,n
<br />LOAN NUMBERS 05207003
<br />DEED OF TRUST CASE NUMBER, 321 - 2212484- - 703
<br />MIN: 100154600052070033
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on JULY 15, 2002 , among the grantor ,
<br />ANTHONY R. EMPFIELD, A SINGLE MAN AND JENNY R. KUSZAK, A SINGLE WOMAN, AS JOINT
<br />TENANTS OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY
<br />('Borrower'). The trustee is X�i7tX?�Y7(P
<br />( "Trustee "). The beneficiary is Mortgage Electronic Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as
<br />hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and
<br />has an address and telephone number of Post Office Box 2026, Flint, Michigan 48501 -2026, telephone (888)679 -MERS.
<br />MOUNTAIN WEST FINANCIAL, INC. ,
<br />which is organized and existing under the laws of CALIFORNIA and whose address is
<br />1902 ORANGE TREE LANE #140 REDLANDS, 1902 ORANGE TREE LANE #140 92374
<br />( "Lender "). Borrower owes Lender the principal sum of
<br />ONE HUNDRED TWENTY -SEVEN THOUSAND NINE HUNDRED EIGHTY -EIGHT AND 00 /100
<br />Dollars (U.S. $ 127, 988.00 ). This debt is evidenced by Borrower's note dated the same date as this Security
<br />Instrument ('Note "), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on
<br />AUGUST 1, 2032 . This Security Instrument secures to Lender: (a) the repayment of the debt
<br />evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other
<br />sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of
<br />Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower, in
<br />consideration of the debt and the trust herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale,
<br />the following described property located in HALL County, Nebraska:
<br />LOT ELEVEN (11), JEFFREY OAKS THIRD SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />which has the address of 4004 MANCHESTER ROAD, GRAND ISLAND (Street, City],
<br />Nebraska 68803 (zip code] ('Property Address ");
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security
<br />Instrument. All of the foregoing is referred to in this Security Instrument as the 'Property." Borrower understands and agrees
<br />that MERS holds only legal title to the interests granted by Borrower in this Security Instrument; but, if necessary to comply
<br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of
<br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of
<br />Lender including, but not limited to, releasing or canceling this Security Instrument.
<br />FHA Nebraska Deed of Trust - 2/91
<br />DOCLUI j
<br />COCUUNC1.VTx 12/2112000
<br />Page I of 6
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