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200207457 (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) 'Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that parry has assumed Borrower's obligations under die Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; mid (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note- For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the COUNTY REGISTER OF DEEDS Of Hall County [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] LOTS 29 AND 30, AMICK ACRES BAST SUBDIVISION, HALL. COUNTY, NEBRASKA "'T111S DEED OF TRUST SECURES AN OPEN END REVOLVING LINE OF CREDLF. SEE A'TfACHED HOME EQUITY ACCLSS LINE OF CREDIT RIDER." Parcel ID Number: 400348985 which currently has the address of 30 LILLIAN LANE [Street] DONIPHAN [City], NE [State] 69932 [Zip Code] ( "Property Address "): TOGETHER WTfII all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is rebated to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property mid that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to my encmnbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non - uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. 1J��yy1`( ^'p/ /,[1IA\' Initials./ I'� 1N j ,-6(NE) nonq Page at 15 1 Form 30281/01