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2002014 -41
<br />(C) "Lender" is WELLS FARGO HUM MORTGAGE, INC,
<br />Lender Is a CORPORATION
<br />orgaalzel and cnlsting under the laws of THE STATE OF CnLIFORNIA
<br />Lender's address is P.O. BOX 5137, DES MOINES, IA 503065137
<br />Lender is the bencriciary under this Security instrument.
<br />(D) "Trustee" is JOHN 3. EATELMAN, ESQ,
<br />10855 NEST DODGE RD, SUITE 240, OMAKA, NE 68145
<br />(E) "Mote" nWms the pro nissory note signed by Borrower and dated SUZY 12, 2002
<br />The Note states that Borrower Owes Lender FIFTY FOUR THOUSAND EIGHT HUNDRED AND
<br />00 /100 Dollars
<br />(U.S. $are ta54, 800.00 ) plus interest. Borrower has promised to pay This debt in regular Periodic
<br />Payments and to pay die debt in full not later than AUGUST 01, 2032
<br />(11) "Propelty" means the property that Is described below under the heading "Transfer of Rights in the
<br />rropcny."
<br />(G) "Loan" means me debt evidenced by the Note, plus interc.u, any prepayment charges and late charges
<br />due under the Note, and all sums due under thi• Security Instrument, plus interest.
<br />(H) 'Riders" meats all Riders to this Security Insimment mat are exccuuxl by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]'
<br />El Adjust blc Rate Rider El Condomimum Rider 1-1 Second Hume Rider
<br />F I Balloon Rider El Planned Unit Development Rider 1 -4 Family Rider
<br />C� VA Rider C. Biweekly Payment Rider O Om r(s) [specify]
<br />(1) "Applicable Law" nacms all controlling applicable federal, slate and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect or law) as well as all appliable final,
<br />non - appealable judicial opinions.
<br />(d) "Community Aw,ciation Does, Fees, and Assessments" nnmus all dues, foes, assessments and other
<br />charges that are imposed on Borrower or the properly by a amatur Muni association, houicawncrs
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, enter than a limsai,60n originlyd by
<br />check, draft, or similar paper instrument, which is initiated threugli an elejurylc terminal, telephonic
<br />inswmcni, computer, or magnetic tape $0 as to order, instruct, or moluu-iaa a financial institution to dealt
<br />or credit an auamnt. Such term includes, but is not limited to, point -of- -sale Iransfers, automakd other
<br />machine Ransaetlons, trunarers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(1I "Escrow Items" m,:ms those items that me describe{ in Section 3.
<br />(M) "Miscerlaneoas Proceeds" means any compemsatiou, settlement, award of damages, or proceeds paid
<br />by any third pally (other thm insurance proceeds paid under, the coverages desrribed in Section 5) [or: (1)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as m, the
<br />value and /or condition of the property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment ol', nr default on,
<br />the Lom.
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