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T C) <br />m <br />= n o <br />i'• ^ (11 (A <br />\ N 1 O co <br />C b D <br />c= m N C 93. <br />mL r O <br />i �o <br />cl C.. <br />= m <br />0 N W CD <br />W <br />W <br />After Recording Return "fo: C° W O <br />200207333 <br />Space Above This Line For Recording Data <br />[-mot <br />DEED OF TRUST Loan Number: 02060017 <br />Parcel Number: <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 12, 2002 <br />together with all Riders to this document. <br />(B) "Borrower" is Aaron J. Semen and Melinda A. Semen, Husband and <br />Wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Commercial Bank organized and existing under the <br />laws of Nebraska .Lender's address is P.O. Box 1507 <br />Grand Island, NE 68802 -1507 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Central National Bank <br />(E) "Note" means the promissory note signed by Borrower and dated July 12, 2002 <br />The Note states that Borrower owes Lender <br />One Hundred Fifty -One Thousand Eight Hundred Fifty -Eight And 00 /100 <br />Dollars (U.S. $ 151,858-00 ) plus interest. Borrower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than August 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Farm 3028 1 /01 <br />uocumsi (Page I of 12 pages) <br />Uocu1NEI,vTx 12/01/2000 <br />