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n m <br />C <br />!l (1 ! x <br />x 0 f <br />m m o� <br />After Recording Return To <br />COUNTRYWIDE HOME LOANS. INC. 200207380 <br />MS SV -79 DOCUMENT PROCESSING <br />1800 Tapo Canyon <br />Simi Valley. CA 93063-6712 <br />Prepared By: <br />H. LOAN <br />DEFINITIONS <br />Above This Line For Recording Data] <br />02 -8093 <br />(Escrow /Closing 111 <br />DEED OF TRUST <br />ry <br />cn <br />3 <br />N <br />n y <br />� -a <br />c n <br />y rn <br />n � <br />ti <br />u, <br />000054899950054 <br />(Ooc ID NI <br />MIN 1000157 - 0001121021 -4 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument' means this document, which is dated JULY 12, 2002 ,together <br />with all Riders in this document. <br />(B) "Borrower" is <br />BETSY J. SMITH. AND CHRISTOPHER R. SMITH. WIFE AND HUSBAND <br />Borrower is the truster under this Security Instrument. <br />(C) "Lender" is <br />AMERICA'S WHOLESALE LENDER <br />Lender is a CORPORATI ON <br />organized and existing under the laws of NEW YORK <br />Lender's address is <br />4500 Park Granada, Calabasas, CA 91302 <br />NEBRASKA - Single Family- Fannie MeelFreddie Mao UNIFORM INSTRUMENT WITH ME RS <br />Pagel Dill Initials: <br />®- OA(NE)coosloi CHL(01I01) VMP MORTUAaE FORMS- Ieomort azai Form 30281/01 <br />m <br />cONV /VA <br />aaaaaaa� <br />r <br />t= <br />N <br />O N <br />o � <br />N 3 <br />O ell <br />v N. <br />W C <br />OJ ' <br />O <br />3\ <br />c <br />