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300207374 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />;nl <br />� <br />(Seal) <br />JUSTIN / PATRICK - Borrower <br />�iAYICQ/ j(Seal) <br />FRANCENE G PATRICK - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />4M -6(NF) 100051.01 Page 14 of 15 Form 3028 1/01 <br />e <br />