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200207256 (t) 'Tender" is EQUITABLE FEDERAL SAVINGS BANK OF GRAND ISLAND Lender is a Savings Bank or mid existing under the laws of THE STATE OF NEBRASKA Lender's nddrasx is 113 -115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802 -0160 Lends is the boneBciary under this Security Instrument. (D) "frmtcu "is EARL D AHLSCHWEDE, ATTORNEY (F) "Nate" means the pi emissary note signed by Borrower and dated July 9th. 2002 'the Note states (hal Rwrimacr owes Leader ONE HUNDRED NINETY FOUR THOUSAND AND 00 /100 Delius O1S $194.000.00 ) plus interest. Borrower has promised to way this debt in regular Periodic Payments and repay the debt in full not later than August 1, 2017 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Insin" means the debt evidenced by the Nett plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (ID 'Riders" means all Ridaa to this Sesmay Instrument that me executed by Borrower The following Rider s are to be executed by Borrower [check box as applicable]. Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider O dkhllnnn Rider El Planned Unit Development Rider 1XI 14 Family Rider 0 VA Rider F-1 Biweekly Payment Rider 0 (kher(a) [specify) (1) 'Applicable Law" means all controlling applicable federal, state and local stam[es, regulations, ordinances and administrative rules and orders (that have die effect of law) as well as all applicable Pout, non-appealable judicial opinions ND "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners rosociarom or similar organization. (K) "Electronic Funds Transfer" means any transfer of foods, otter than a transaction ongenated by check, drift, or similar paper Instrument, which is initiated through an electronic terminal, w1cyhome IaM mment computer, or magnetic tape so as to order, instruct, or authorize a financial Institution to debit or credit an account Such tern includes, but is not limited to, point -of -sale tmnsfeta, aummated teller hachine transactions, transfers initiated by telephone, wire toasters, and automated clearinghouse translbts. (I.) "escrow It ms" awns those items that are described in Section 1 (_M) 'Mleceddanwns Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid wider die coverages described in Section 5) foe (i) damage to, or destruction ot, the Property; (ii) condemnation or other taking of all or any part of the Properly; (iii) conrevance in lief of condemnation; or (iv) misrepresentations of, or omissions as w, the value and/or ge Insuri ofe" Property. (N) ''Mortgage Imurarec" mwm insurance protecting Lender against the nonpayment of, or default on, the I.nan. 229156 �-amrl al ..rot Fs, zms tz� roan ooze slot