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200207253 (C) "Lender "ia EQUITABLE FEDERAL SAVINGS BANK OF GRAND ISLAND Larder is a Savings Bank organized mid existing under the laws of THE STATE OF NEBRASKA Lender'saddressis 113 -115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802 -0160 Lender is the beneficiary under this Security Instrument. (D)'Trustee "is EARL D AHLSCHWEDE. ATTORNEY (E) " Note" means the pronsirwory note started by Borrower and dated July 9th. 2002 The Note dates that eoaower owes Lender FIFTY FIVE THOUSAND AND 00/100 Dollar, 0:. S- $ 55.000.00 ) plum interest Dori owcr has pmnusel to pay this debt in regular Periodic Payment, and to pay the debt in full not later than August 1. 2012 (n 'Troperty" means the property (bar is described below under to heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, lend all sums due under this Security Instrument, plus interest. (TO Riders" means all Ridcm to this Security Instrument that are executed by Borrower. the following Riders arc to he executed by Borrower [chuck box as applicable]: E] Adjustable Nate Rider L-1 Cndmiumum luder 0 Secured Home Ruder LJ Balloon Rider L] Planned Unit Development Rider 1 -4 Family Rider 0 VA hider 0 Biweekly Payment Rider 0 (Hhcr(s) [specify] (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as; well as all applicable final, nappcalablemelicid opinions. (d) "Contmanity Association Dues, Fecs, and Assessments" means all duce, fees, assessments and other charges that me imposed on Borrower or the Propety, by a condominium association, homeowners association or,inlllm' RgmtlZation. IRA "Klectronic funds Transfer" means any minister of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electromie terminal, telephonic instrument, computer, or magnetic tape so as to order, Instruct, o r authorize a financial institution to debit or credit an accomn. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactiem, tort4ora initiated by telephone, our transfers, and automated clearinghouse itansfax. (L) 'Tsemw Items" menus those Items that are described in Section 3. (M) "Miscellaneous Ptacceds" memis any compensation. settlement, award of damages, or pmcceds paid by any third party (other than insulation proceeds paid under the coverages deaetlbed in Section 5) foe (if damage to, or dcetructlon of, tiro Property, (i) condemnation or other raking of all or any pmt of the Property. (fit) conveyance in lieu of condemnation, or (iv) misselpesehrations of, or omissions as to, the value muVor condition of the Property. (N) '"Mortgage Insurance" means Insurance protecting Lender against the nonpayment of, or default on, dm Loan. „n 229150 (M. uni oW ra, woe oi15 ram 3018 1101