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200207239 (()) "Lender" is WELLS FARGO HOME MORTGAGE, INC Lender is CORPORATION organized and existing older the laws of THE STATE OF CALIFORNIA Lenders address is P.O. BOX 5137, DES MOINES, IA 503 06 513 7 Lender is the beneficiary under this Security Instrument (D) "Trustee" is JOHN S. HATHLMAN, ESQ. 10855 WEST DODGE RD, SUITE 240, OMAHA, NE 60145 (E) " Vote" means the Pmmiasmy home signed by Borrower and datedJULY 03, 2002 The Note states that Borrower Owes [fender NINHTY THOUSAND AND 00 /100 Dollars (us S * ** * *90, 000.00 ) plus intact- Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than AUGUST 01, 2017 (I) 'Property" ntemrs the property that is described below undo the heading " "I'ranefer of Rights in the Property." (G) "Loam" means the debt evidenced by the Nom, plus interest, any prepayment charges and late charges due under the Note, and all sums due under 1111a Security inslremcnq Phis Interest. (H) "Riders" means all Riders to this Security Instrument that are reach ed by Buauwei. The following Riders am to be executed by Borrower [check box as applicable]: n Adjustable Rate Rider El Condonllninm Rider Semnd Mouse Rider 71 Balloon Rider Planned Unit Development Rica 1 4 hairdo Rider U s,A Rider 0 Biweekly Payment Rider Other(s) Ispecity I (1) "Applicable Law" means all controlling applicable federal, stare and local stazmes, regulations, ordinances and administrative rules amid occurs (dart have the effect of law) as well as all applicable final. n appealable judicial opinions_ (d) "Cummunity Association Dues, Fees, and Assessments" means all dues, fees, as tears and olha charges that are imposed on Burrower or the Property by a condominium association, hommwoms; association or similar organ nation. (K) (E) "Electronic Nuntls 'Transfer" memas my transfer Of funds, other than a transauinn mnonnmd by check, doh, ou similar paper instrument, which is initiated through an electronic terminal, mlcphonic instrument, computer, o neGC tape so as to order, Instruct. or authorize a financial institution m debit or credit a account. Such amrm Includes, but Is not limited lo, paint-of- -sale transfers, automated roller nachine Iransuwions, Omisfns initiated by telephone, wire transfers, and automated uleemtghouse mnsfcrs_ (L) "Escrow Items" means those items that arc described in Section 3. (M) "Miscellaneous Proceeds" means any mmpausauon, seule ni award of damages, or proceeds paid by any third party (other than Insurance proceeds paid under the coverages, described in Section 5) for: (i) damage tot, or desimmion of, ibc Property; (ii) condemnation or other taking of all or any part of the Property (iii) conveyance-n lieu of Trndermation: or tin) misreprccntrumns of, or omissions as to, the value and /or condition of the property IN) "Mmtgage Insurance" means insurance protecting Lender against the nonpayment of, or default on. the Loara. ®' -6INE) rnonsi "q" or a i, �y{fs__ Poem 3026 1101