DEED OF TRUST 200207232 Loan No: 774264 (Continued)
<br />of Trust. Any party may change Its address for notices under this bred of Trust by giving formal written notice to the other penles, specifpm9 that
<br />the purpose of the notice is to change the party s address. For notce purposes, Truster agrees to keep Lender Informed at all Times of Trustor'S
<br />Current seemed. Unless Otherwise provided or required by law, if there Is more than one Trustoq any notice given by Lender to any Truster Is
<br />deemed to be notice given to all Trusters.
<br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust:
<br />Amendments. This Deed of Trust, together with any Related Documents, constitutes the enure understanding and agreement of the parties
<br />as to the matters set fpdn In this Deed of Trust No alteration of or amendment to this Deed of Trust shall be affil a unless given in Writing
<br />and signed by the paM or parties sought to be charged or bound by the alteration or amendment.
<br />Annual Report. If the Property is used for purposes other than Trustors residence, Truslor shall furnish to Lender, upon request, a certl0ed
<br />statement of net opera0n9income received from the Property during Trustor's previous fiscal year In such form and detail as Lender shall
<br />require. 'Net operating Income" shall mean all cash receipts from the Property less all cash expenditures made in connection with the
<br />operation of the Property.
<br />Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to be used to Interpret or define
<br />the provisions of this Deed of Trust.
<br />Merger_ There shall be no merger of the Interest or estate created by this Deed of Trust with any other Interest or estate In the Properly of
<br />any time hold by or br the benefit of Lender In any capacity, without the written consent of Lender.
<br />Governing Law. This Deed of Trust will be internal by, Construed and enMrced in accordance with federal law and the laws of the
<br />Stale of Nebra a. This Deed of Trusl has been ataepted by Under In the Slate of Nebraska.
<br />Choice of Veoue. If there Is a lowertt, Truster agrees upon Lenders request to submit to the jurisdiction of the courts of Hall County, State
<br />of Nebraska.
<br />Joint and Several Liability. All obligations of Borrower and Trustor under this Dead of Trust shall be joint and several, and all references to
<br />Truslor shall mean each and every Trustoq and all references to Borrower shall mean each and every Borrower. This means that each
<br />Borrower and Truster signing below Is reasonable for all obligations in this David of Trust.
<br />No Waiver by Lender. Lender shall not be deemed to have waived any rights under this David of Trust unless such waiver Is given In
<br />writing and signed by Lender. No delay or omission on the pan of Lender In exercising any right shall operate as a waiver of such right or
<br />any other right A waiver by Lender of a provision of this Dead of Trust shall not prejudice or constitute a waiver of Lender's right ethenvise
<br />to demand strict compliance with that provision or any ether provision of this Deed of Trust. No prior waiver by Lender, nor any course of
<br />dealing between Lender and Truster, shall constitute a waiver of any of Lender's home or of any of Thai obligations as to any future
<br />transactions Whenever the consent of Lender Is required under this Deed of Trust the granting of such consent by Lender in any instance
<br />shall net consulate continuing consent to subsequent Instances where such consent is required and in all oases such consent may be
<br />granted or withheld in the sole discretion of Lender.
<br />Severabiry. It a court of competent jurisdiction finds any provision of this Dead of Trust to be illegal, invaalid, or unenforceable as to any
<br />person or circumstance, that finding shall not make the offending provision illegal. invalid. or unenforceable as to any other parson or
<br />circumstance If kaslble, the offending province shall be considered modified so that It becomes legal, valid one enforceable- If the
<br />offending provision cannel be so modified It shall be considered deleted from this Deed of Trust. Unless Cirri required by few, the
<br />Illegality, invair ly, or imenforcadefity of any provision of this Deed of Trust shall not affect the legality, validly or enforceability of any other
<br />provision of this Deed of Tmsl.
<br />Succasunna and Assigns- subject to any limitations sated in this Deed of Trust on transfer of Trustofs Interest, this Deed of Trust shall be
<br />binding upon and inure to the benefit of the parties, their supposedly and assigns. If ownership of the Property becomes vested In a pension
<br />other than Trustoq Lender, without notice to Truster, may deal with Timber's successors with reference to this Deed of Trust and the
<br />Indebtedness by way of forbearance on extension without releasing Truslor from the obligations of Ihs Deed of Trust or liability under the
<br />Indebtebness.
<br />Time is of the Exports. Time is of the essence in the performance of this Deed of Trust,
<br />Waiver of Homestead Exemption. Truster hereby releases and waives all rights and benefits of the homestead exemption laws of the Slate
<br />of Nebraska as to all Indebtedness Secured by this Deed of Trust
<br />DEFINITIONS. The following capitalized words and terms shall have the following meanings when used I this Deed of Trust. Unless specifically
<br />stated to the contrary, all references to dollar amounts shall mean amounts In III money of the United Slates of America. Words and terms
<br />used In the singular shall Include the plural, and the plural shall include the singular, as the context may require- Wortls and terms not otherwise
<br />defined in this Deed of Trust shall have the meanings attributed to such terms tin the Uniform Commercial Code
<br />Seasonal The word' Beneficiary" means Five Points Bank, and its successors and assigns.
<br />Borrower. The word Borrower' means ELOV R URIBE and ORALIA D ENDIVES, and all other persons and entities signing the Note In
<br />wLefever wpadly.
<br />Deed of Trust. The words Deed of Trust" mean this Deed of Trust among Truslor, Lender, and Trustee, and includes without Iim lation all
<br />assignment and security Interest provisions relating to the Personal Property and Rents.
<br />Default. The word'Defili means the Default set forth In this Deed of Trust In the section titled'Dreaulp.
<br />Environmental Lewis. The words "Environmental Laws" mean any and all stale, federal and local consider regulations and ordinances
<br />elating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response,
<br />Compensation, and Liability Act of 1980, as amended, 42 US C. Section 9601, at seq. rCERCLX'L the Socia tl Amendments and
<br />Reauthorization Act of 1986, Pub. L. No. 99 -499 (" 9ARA'�), the Hazardous Materials Transportation Act, 69 U SC Section 1801, at seq, the
<br />Resource Conservation and Socovery Act, 42 US.C. Section 6901, at seq., or other applicable stand m federal laws, rules, or regulations
<br />adopted pursuant thereto-
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