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<br />interest, payable by me, or taxes, assessments, insurance, and 
<br />expenses due and payable or to become due and payable on account of 
<br />my real and personal estate, or in or about any of the purposes 
<br />herein mentioned, or otherwise for my use and benefit, or to invest 
<br />such money in my name in any stocks, shares, bonds, securities or 
<br />other property, real or personal, as he may think proper, and to 
<br />receive and give receipts for any income or dividend arising from 
<br />such investments, and to vary or dispose of all and any such 
<br />investments or other investments for my use and benefit as he may 
<br />think fit. 
<br />10. To vote at stockholders, meetings execute proxies and 
<br />otherwise substitute for owner. To vote at the meetings of 
<br />stockholders or other meetings of any corporation or company, or 
<br />otherwise to act as my attorney or proxy, with power of 
<br />substitution, in respect of any stocks, shares, bonds, debentures, 
<br />or other evidences of ownership of securities, now or hereafter 
<br />held by me and issued by or on account of said corporation or 
<br />company and for that purpose to execute any proxies, limited or 
<br />general, or other instruments. 
<br />11. To execute deeds, bills, notes and similar instruments. 
<br />For all or any of the purposes herein stated to enter into and 
<br />sign, seal, execute, acknowledge and deliver any contracts, deeds 
<br />or other instruments whatsoever, and to draw, account, make, 
<br />endorse, discount, or otherwise deal with any bills of exchange, 
<br />checks, promissory notes, or other commercial or mercantile 
<br />instruments. 
<br />12. To do all other things necessary in connection herewith. 
<br />In general to do all other acts, deeds, matters and things 
<br />whatsoever in or about my estate, property and affairs, or to 
<br />concur with persons jointly interested with me therein in doing all 
<br />acts, deeds, matters and things herein, either particularly or 
<br />generally described, as fully and effectually to all intents and 
<br />purposes as I could do in my own proper person if personally 
<br />present, it being my intent to grant to my said attorney a general 
<br />power to act for me and in my behalf, and not a limited or specific 
<br />power, limited to the specific acts herein described. 
<br />13. To Make Gifts and to Implement Estate Plans. To make 
<br />gifts annually in amounts not to exceed the permissible annual 
<br />amounts allowable under the Federal Gift Tax Law for each donee 
<br />from a class of beneficiaries including my living issue, living 
<br />from time to time, and further, in connection therewith, to 
<br />implement such estate planning decisions as are in keeping with my 
<br />existing estate plan including my Last Will and Testament and any 
<br />codicils thereto and any and all revocable and irrevocable trusts 
<br />executed by me, to transfer any of my property to any revocable or 
<br />irrevocable trust created by me or to any other person or entity 
<br />that would be consistent with my existing estate plan. 
<br />Vie] 
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