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200207183 9. Protection of Lender's interest in the Property and Rights; ender this Security Instrument, If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal forecastng that might significantly affect Lender's interest in the Property and or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfatme, for enforcement of a lien which may attain priority over this Security Instrmneut or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing andor repairing the Property. I father s actions can include, but are not limited to (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys, fees to pi most its interest in the Property soaker rights under flea Security Inalrumnnp including its scored position in a bankruptcy prceeethng. Securing the Property includes, but is not limited tq entering the Property to make repairs, charge locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, anal have utilities turned r off Although Lender m:ry take action under this Section 9, Lender does not have to do so and is not on nder my duly to obligation to do so. It is agreed that Leader incurs no liability for not taking any or all actions authorized undo this Section 9 Any amounts disbursed by tender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear interest at the Note rate from the date of diahursemenl and shall he payable, with such interest, upon notice from lender to Borrower requesting pavmcnt. If Iles Security Instrument is on a Icasehold, Borrower shall comply with all the provisions of the lease If Bonowcr acquires fee title to the Property, the leasehold and the fee title shall not merge unless Leader agrees to the merger in writing. 10. Mortgage Insurance. If Leader required! Mortgage Insurance as a condition of making the Loan, Borrower shop pay the Premiums, required to mainmin the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lander ceases to he available from the mortgage insurer that previously provided such insurance end Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance Borrower shall pay the prorium, required to obtain coverage substantially equivalent to the Mortgage Insurance previously in affect, at a cost substantially equivalent to the ant to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Leader. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coverage eased to be in effect Leader will acecpt, use and retain these payments as a mar-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be - refundable notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. I order can w longest require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premium. for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage insurance in effect, or to provide u non- eefundablc loss reserve, until Lander s requirement for Mortgage insurance ands in accordance with any wrinen ages ramo between Borrower aid Tender providing for such termiation or until immigration Is required by Applicable Law. Nothing or this Section 10 affects Borrower's obligation to pa interest at the rate provided in the Nom _ Mortgage Itsurarrce reimburses Landes (or arty entity that purchases the Note) for certain losses it may m ur if Borrower does not repay the Irian as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage haulers evaluate their total risk on all such insurance in force from time to time, and may enter inn agreements with other parties that share or edify their risk or reduce losses, 'these agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agtcemots_ '[lest agtsmena may require the mortgage insurer to make payments fork any source of funds that the mortgage insurer may have available (which may include funds o fund hear Mortgage Insurance premiums). 229152 ® -61NEI NroS) h otu farm ]aiB 1101 6