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200207177 <br />Loan No.: 1296533 -1 <br />5. If the Borrower has, since inception of this loan but prior to this Agreement, received a discharge <br />in a Chapter 7 bankruptcy, and there having been no valid reaffirmation agreement of the underlying debt, by <br />entering into this Agreement, the Lender is not attempting to re- establish any personal liability for the underlying <br />debt. <br />6. Nothing in this Agreement shall be understood or construed to be a satisfaction or release in whole <br />or in part of the Note and Security Instrument. Except as otherwise specifically provided in this Agreement, the <br />Note and Security Instrument will remain unchanged, and the Borrower and Lender will be bound by, and comply <br />with, all of the terms and provisions thereof, as amended by this Agreement. <br />Principal Residential Mortgage, Inc. (Seal) <br />— Lender <br />0 <br />Its: <br />EA Hummel, re Pres. and See. - Default Adm. <br />(Corporate Seal) <br />(Seal) <br />Erma F. H lgsermei — Borrower <br />[See Attached Acknowledgment(s)] <br />— Borrower <br />— Borrower <br />— Borrower <br />MULTISTATE LOAN MODIFICATION AGREEMENT Page 3 of <br />(FNMA Modified Form 3179 2/88) <br />