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2002071i.9 <br />(C) "Leader" is WELLS FARGO HOME MORTGAGE, INC <br />Iender is CORPORATION <br />organized and existing notice (be laws of THE STATE OF CALIFORNIA <br />Lender's address is F.O. BOX 5137, DES MOINES, IA 503065139 <br />Lender IS the beneficiary under this Stearns Inwumint. <br />(D) "'I'ruspess "tS JOHN B. EATELMANI ESQ. <br />10855 WEST DODGE RD, SUITE 240, OMAHA, ME 68145 <br />Ed "Note" means the promissory nom Signed by Borrower and dated GULY 03, 2002 <br />'Ibe Note States that Burrower owes Lrnder NINETY SIX THOUSAND FOUR RNNDRED AND 00 /100 <br />Dollars <br />(U.S. $ •*• +•56, 400.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and in pay the debt in full not later than AUGUST 01, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights In the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all toms due under His Security Insmmnent, plus interest. <br />(II) "Rider s "means all Riders to this Security Instrument that are executed by Borrowel'. The following <br />Riders are to be executed by Borrower Lchcek box as applicablel I <br />Adjustable Rate Rider U Condominium Rider E] Second Home Rider <br />L� Balloon Rider Planned Unit Development Rider L-1 14 Family Rider <br />VA Rider Biweekly Payment Rider L:1 Other(s) Lspecify) <br />(1) "Applicable Law" n s all controlling applicable federal, slam and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) its well as all applicable final. <br />nonappealablejndicialopinious. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization_ <br />Bid "Electronic Funds Transfer' means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, wmputer, or magnetic tape So as to order, instruct, or amhonse a financial institution to debit <br />or credit an account Such Inter includes, but is not limited to, point of safe transfers, automated teller <br />rachme transactions, transfers initiated by telephone, ware transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items That are described in Section 3. <br />(AD "Miscellaneom Proceeds" means may compensation, settlement, award of damages, or proceeds paid <br />by any Third parry (other than insurance proceeds paid under the coverages described in Section 5) for b) <br />damage to_ or destruction of, the Property G) coadcmnatien or other taking of all or any part of the <br />Property, (iii) conveyance in lieu of con lemnmlon; or (iv) misrepresentations of, or omissions as w, the <br />value and /or condition of the Property_ <br />(M1) "Mortgage Insurance" means insurance protecting I order against the nonpayment of, or default on, <br />the Loan. <br />- 6GINEImomi p.n•a"n5 �"it �� Form3028 1101 <br />