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200206958 Borrower shall promptly discharge any lien which has priority over this Security Instrument loo era Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (13) contests die lien in good faith by, or defends against enforcement of the lien in, legal proceedings which he lender's opinion operate to prevent the enforcement of the lieu while those proceedings are leading, bill only until such proceedings arc concluded; or (c) secures from the holder of the lien an agmmnent satisfactory to Lender subordinating the lien ra this Security lestmmcnt. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Iuslrrnient, Lender may give Borrower a notice identifying are lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the Tien or take one or more of the actions set forth above in this Section 4. Lender rely require Borrower to pay a one time charge for a real estate tax verification and /or impeding service used by Lender in connection wiN this loan. 5. Properly Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Properly insured against loss by fire, hazards included within the term "extended coverage," and any rule, haznNs hectoring, but riot limited m, eedhquakes and floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and far the periods that lender requires. What Lender rerpdres pursuant to the providing sentences un change during the term of the Loan. The insurance carrier providing the insurance shall he chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may regale Borrower to pay, in connection with this Iran, either (a) a one -time charge for flood zone detertan iota, edification and backing services; or (b) a one -time charge for flood zone deternu[nation and certification services and subsequent charges each time remappings or similar Granges occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection will' the review of my flood zone determination resulting from um objection by Borrower, If Borrower fails to maintain any of the coverages dcwribed above, Longer may obtain insurance coverage, at lender's option and Barrower's expense. Lender Is under no obligation to purclmse any particular type or amount of coverages luenchar, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any dsK leaned or liability and might provide greeter or lesser coverage turn was previously in effect. Burrower adauowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of iruurage that Borrower could have obtained. Any numbers disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by I]il.s Security Instrument There amounts shall hear intcrost at the Note rate front the date of disbursement and shall be payable, with such interest, upon notice from Uniform greenness ess requesting payment. All insurance policies required by header mid renewals of such policies shall be subject to lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as modgagce and /or as an additional loss payee. Lender slash have the right to hold the policies and renewal certificates. If Under counsel, Borrower shall promptly give to lender all receipts of laid premiums and renewal notice'. If Borrower obtains any fore of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee uW /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Under. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree In writivg, any insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied m resorahon o repair of the Property, if the restoration or repair is economically feasible and farmer's security is not Insured. Dn[hg such repair and restoration period, Lender shall have the right to hold such insurance proceeds until I surfer has lied an opportunity no inspect such Property to ensure One ®-6INEl mooaio FireCoi15 i Form 3029 1101 . r