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200206968 (C) "Lender "i.a Home Federal savings and Loan Assn of Grand Island Len(ler is a Savings and Loan organized lard existing under the laws of The State of Nebraska Lender's address is 221 South Locust St Grand Island NE 68601 - Lender is the bencheary under this Security Instrument. (D) " "Pt Islas" is Arend R Haack, Attorney (4} "Note" meuna the promissory note signed by Borrower and dared June 25th, 2002 Pic Nate stales that Borrower owes Lender ONE HUN➢R® SIXTEEN THOUSAND TWO HUNDRED FIFTY AND 00 /100 Dollars (U.S. $116,250.00 ) plus interest. Borrower has P, that to pay this debt in regular periodic Payments and to pay the debt in [ill tool larch than July 1, 2017 . (th "Properly" means the property that is described below under the half 'Transfer of Rights in the Properly." (0) "Loan" means the debt evidenced by the Note, pins interest, arty prepayment charges and late charges due under the Note, and all sums due ender tills Security InAlU nolt, Plus interest. (H) "Rider means all hiders to this Security Instrument that arc exumad by Borrower, Pie following Rider arc to be executed by Borrower [check fair as applicalt AQrystable Rate Rider �� Condommurn Rider F-1 Second home Rider J Balloon Rider Planted Unit Development Rider ❑ IA Family Rider VA Rider C Biweekly Payment Rider iftheKs) bpccifyl (1) "Applicable Law" means all controlling applicable federal, slate and Of Jointer, regulations, ordinances and administrative rules mid orders (that have file effort of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Ines, and AXASSmmis" m c ms all dues, fees, acasamcros and other charges that are imposed oil on Borrower or the Property by a condominium association, homeowners association or similar organivation. (K) "Electronic pards'hionsfer" means any harsher of funds, other thin a transaction originated by ohmk, draft, or similar paper lataralwat. which is initiated through m electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a Natural institution to debit or credit an account Such prim includes, but is not limited m, point of safe transfers, automated teller maddre vmsw;tims, transfers Initiated by telephone, wire transfers, laid automated clearinghouse transfers. (L) "Escrow Items" ureana None items that are described in Section 7. (M) "Miscdbureons Proceeds" means any compensation, settlement, award of damages, or proceeds paid by my third party (other din insurance proceeds paid order the coverages described in Section 5) for- (1) dmnige m, or destruction of, the Property: (ii) coidcnuitien or other taking of all or ally Part of fire Property: (ii) co ,cyance in lieu of malformation: or (iv) nueapreseutations of, or omissions its to, the value of condition of tine Property _ (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment at, or default on, the Loan. ;61N61 ,00woa! e+91 2oha iiin Form3026 1101