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200206926 (P) "RESPA" means the Real Elms Scri l Procedures Act (12 U.S.C. Section 1601 of seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or mgmation that governs the same subject matter. As used in this Security Instmment, "RESPA" refers to all requirements and restrictions that am imposed in regard to a "federally related mortgage loan" even if the Loan does nod qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument TRANSFER OF RIGHTS IN LIFE PROPERTY This Security Instrument sections to Lcnden (1) the repayment of the loan, and all renewals, extensions and modifications of the Note; and (u) the performance of larrower' s covernents and agreements under this Scrutiny Instrument and the Note- For this purpose, Borrower irevocably grants and conveys to Trustee, in vast, with power of sale, the Endowing described property located in the COUNTY REGISTER OF DEEDS Of Hall County [Type of Recording lmiolefon l [Name ofrosording Jusediaennl LOT 23, IN R AVFNWOOD SURD WTSTON, HALL. COUNTY, NEBRASKA Pavel ID Number 400214512 which currently lies the address of 616 PHEASANT PLACE Sme d] GRAND ISLAND [City]. NE [Smote] 68801 [9.ip Code] ( "Property Address" ): I OGF IIT RR W ffH all the improvements now or hereafter erected on the property, and all casements, appurte rnmes, and fixtures now or hereafter a part of the property. All replacements and additions shall also he covered by this Security Instrument All of the foregoing is referred m in this Security Instrument as the Property." BORROWER COVENANTS that Borrower is lawfully soused of the estate hereby conveyed and has the right to grant and convoy the Property and That the Property is unencumbered, except for conceitedness of cord. Borrower warrants and will defend generally the title to the Property against all claims and demand, subject m any encumbrances of record. THIS SliCURl'I'Y INSTRUMENT combines uniform covenants for national use and no uniform w.v ants with limited variations by jurisdiction to constitute a uniform security inteument covering real property. fr als i - �I I 4ft insult rywd Page 3of15 Loan 3029 Idol