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200206909 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />CWENDY J A � B'& _ -Borrower <br />(Seal) <br />(Seal) <br />-KEL BAI Borrower <br />(Seal) (Seal) <br />- Borrower - -- - - -- - -_- - -- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />__..__.-- - - - - -- --- <br />- Borrower <br />at-ONE) f m) <br />(Seal) <br />-Borrower <br />(Seal) <br />-_- — Borrower <br />fnilials: <br />Page 14 of 15 Form 3028 1 /0I <br />H <br />