201 MWth!
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or nmtre outer afchaek or
<br />forms, as sphered by Iendec (a) cash; (b) money order; (c) certified check, bank check,
<br />cashiers check, provided any such check is drawn upon an institution whose deposits me insured by a federal
<br />agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security
<br />Instrument and Obligations secured hereby shall remain fully effective as if no acceleration had occurred.
<br />However, this right in re penaw shall not apply in the case of acceleration under Section 19
<br />20. Sale of Note; Change of Loan Servitor; Nodce of Grievance. The Note or a partial interest in the
<br />Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A
<br />sale might resW[ tu a change W the entity (known as the "Loan Servicer") that collects Periodic Payments due
<br />under the Nate and this Security hutroment and performs other mortgage loan servicing obligations under the
<br />Note, this Security Instrument, and Applicable Law. 'ILew also might be one or more changes of the Loan
<br />Servicer unrelated to a sale of the Note. If there is a change of the Loan Servitor, Borrower will be given written
<br />notice of the change which will stale the name and address of the new Loan Service, the address to which
<br />payments should be made and any other information RESPA requires in connection with a notice of namfer of
<br />servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the
<br />Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to
<br />a successor Loan Servitors and are not assumed by the Note purchaser unless otherwise provided by the Note
<br />purchaser.
<br />Neither Borrower nun Leader may commence, join, or he joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
<br />instrument or that alleges that the other parry has breached any provision of, or any duty owed by mason of, this
<br />Security Instrument, until such Borrower or Leader has notified the other party (with such notice given in
<br />compliance with the requirements Of Section 15) of such alleged breach and afforded the other party hereto a
<br />reasonable period after the giving of such notice to Oaks corrective action. If Applicable Law provides a time
<br />period which must elapse before certain action tall be taken, that time period will be deemed to be reasonable for
<br />purposes of this paragraph. The notice of acceleration unit opportunity in cure given to Borrower pursuant to
<br />Section 22 and the notice of acceleration given to Borrower pursuant to Section 19 shall be deemed to satisfy the
<br />notice and opportunity to take corrective action provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21'. (a) "Hazardous Substances" me those
<br />substances defined as toxic or hazardous substances, pollutants, or wastes by EnvironmenOal law and the
<br />following substances: gasoline, kerosene, other nammable or toxic petroleum products, toxic pesticides and
<br />herbicides volatile solvents, materials containing asbestos or frricaldebyde, and radioactive materials: (b)
<br />Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to
<br />health, safety or eavorm nenml protection; (0) "F.nvbo=enml Cleanup" includes any response action, remedial
<br />action, or removal action, as defined in Enviro=a ital Law; and (d) an "Envrtonmeatal Condition" means a
<br />condition that can cause, contribute lo, or otherwise trigger as Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, swings, or release of any Hazardous Substances, or
<br />threaten to release any Hazardous Substances, on or m the Property. Borrower shall not do, nor allow anyone else
<br />to do, anything affecting the Property (a) that is in violation of any Environmental Law, III) which cremes an
<br />Envimmmntat Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a
<br />condition that adversely offices the value of the Property. The preceding two sentences shall not apply to the
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are genet ally recognized
<br />to be appropriate In normal residential uses and to maintenance of tlrc Property (including, but not limited m,
<br />hazardous substances in consumer products).
<br />Insists: kJ Y. , ,
<br />Peg[ 12 of IS From 3028 1101
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