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200206812 the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right otaction Borrower might have arising out cf such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must he in writing- Any notice to Borrower in connection with this Se aidy Instrument shall he disputed to have been given to Borrower when veiled by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice m any one Borrower %hall constitute notice to all Borrowers unless Applicable Law expre.Sly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Lorrower shall promptly notify Lender of Borrower's change of address. if Lender specifics a procedure for reporting Borrowers change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address trader this Security Instrument at any one timo. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not he devoted m have been given to Lender until actually received by Lender. If any and requited by this Security Instrument is also required under Applicable Law, the Applicable Law requi errunt will satisfy the corresponding relutrement under this Security lnstruutent. 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the imisi iction in which the Property is located, All rights and ohbgahons contained m this Security Instrument sic subject to any rcgmrcmenis and limitations of Applicable Law_ Applicable Law might explicitly or implicitly :flaw the parties to agree by contract or it might be silent hot such silence shall nut be construed as a postulation against agrcement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such con 111,( shall not affect other pmvismas of this Secanty instrument or the Note which can be given effect without the conlllding provision. As used in this Seemay Instrument (a) words of the masculine gender shall mean and include words In the stn elar shall mean and inet ads the plural ing neuter words or words of of feminine Render, (b) g the plural and vice versa', and (c) the word "stay" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the property or a Beneficial Interest in Borrower. As used in this Section 18. "Interest in the Property" means any legal er beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in n bond for decd, contract for deed, matillmcat sales contract or escrow ugfeentent, the intenLOf which is the transfer of title by Borrowerat it futuredate to a purchaser. If all or any part of the Pntperly or any Interest in the Property is sold or transferred (or if Borrower Is not a natural person and a beneficial Interest in Borrower, is sold or transferred) without Leader's poor written consent, Lender may require immediate payment in full of all sums secured by this Security instrument. However, this option shall not he exei'ciodd by Lender if such exercise is prohibited by Applicable Law. 11 lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not Icss than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all seas secured by this Security Instrument. If Bomtwer fails to pay these rums prior in the expiration of this period, Lcndet may invoke any remedies permitted by this Seemly Instrument without further nonce or demand on Borrower. 19. Burrower's Right bi Reinstate After Acceleration. If Boo uceir meets cut [am conditions, Borrower shall have the right to have enfoicemed of this Security Instrument discontinued at any time prior to the earliest of (a) tive days befoul sale of the prepelty pursuant to any power of sale contained in this Security Instrument, (b) such other period as Applicable aw might specify for the termination of Borrower's right to ruiosmte; or (c) entry of ajudgment enforcing this Security instrument, Those conditions arc that Bmncsia (a) pays Lender all sums which then would he due under this Secnuuy Insherent and the Note as it no acceleration had occurred; (h) cures any default of any other covenants in (c) pays all expenses incurred in enforcing this Security Instrument, including, hilt not limited m, reasonahle attorneys' fees. property inspection and vcluatiml fees, and ether fees incurred for the purpose of protecting I exchn s intemst in the Property and rights Under this Security J"humeuC and fid) takes such action as Lender may relainahly require to ass'or that Lenders interest in the PI'opcl'ty and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require thin Borrower pay such reinstatement sums and expenses In one or more of the following forms - NEBRASKA - Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 x (s LF1erNMA3028 (1101 fiY55'v LFINFNMA3029 I /01 Page la of lJ IniYidS MP VK