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20020680 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />RUSSELL G. ACTON - Borrower <br />(Seal) <br />- Borrower <br />(Seal) (Seal) <br />- Borrower -Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower _Borrower <br />MFNE7770(12 /00) / 041- 422172 -1 <br />®•6AME) i000si Page 14 of 15 Form 3028 1/01 <br />