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200206704 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />— (L"r-0 Vi (Seal) <br />THOMAS W ZILLER - Borrower <br />Nh QA D, n , (Seal) <br />ANGEL4 J Z Z LL R - Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />— (Seal) <br />- Borrower <br />229151 <br />(WCNE) (0005) Page IA of 15 Form 3020 1101 <br />5 <br />