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M A <br />T <br />} A Z n z c Cz r» p <br />N CT 10. M <br />M <br />Z N� <br />F) o m <br />-vt CD _ o„ <br />o <br />Rm <br />c++ CD X <br />CJ <br />r%j CD <br />PREFACE TO MORTGAGE OR DEED OF TRUST UNDER ,o <br />FARM HOMESTEAD PROTECTION ACT <br />WAIVER <br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, the undersigned, BONITA <br />M. GOODWIN, a single person, prior to executing the attached Deed of Trust dated June 7, 2002, by and <br />between the undersigned and THE STATE BANK OF CAIRO, A Nebraska Banking Corporation, <br />(hereinafter referred to as "Mortgage ") hereby state and acknowledge: <br />1. The undersigned states, warrants and represents that their dwelling house and other buildings subject to a <br />homestead are presently located upon the following described real estate (hereafter referred to as "Parcel <br />1 ") <br />The Northwest Quarter (NW 1/4) of Section Twenty (20), Township (12), Range Twelve (12), West of <br />the 6th P.M., Hall County, Nebraska. <br />2. The undersigned acknowledges that they have a right to make a designation of homestead in the Mortgage <br />or Deed of Trust for the purpose of affording the opportunity to retain their homestead in the event of <br />default and foreclosure under the Mortgage or trustee's sale under the Deed of Trust. <br />3. The undersigned acknowledges that the execution of this waiver constitutes the complete waiver of rights <br />otherwise available for the purpose of affording the opportunity to retain a homestead in the event of a <br />default and any foreclosure under the Mortgage or trustee's sale under the Deed of Trust. <br />4. The undersigned state that this acknowledgment and waiver is their knowing and voluntary act and <br />deed and the undersigned do hereby willingly and voluntarily waive, relinquish and remise any and <br />all right to make a designation of homestead in the Mortgage or Deed of Trust. <br />5. The undersigned further understand and agree that this acknowledgment and waiver shall be filed as a <br />Preface to and become a part of the Mortgage or Deed of Trust. <br />Dated: June 7, 2002 <br />BONITA M. GOODWIN <br />STATE OF NEBRASKA) <br />) SS <br />COUNTY OF HALL' <br />The foregoing instrument was acknowledged before me on June 7, 2002, by BONITA M. GOODWIN, a <br />single person. <br />11"k�l <br />N <br />INASE NOTARY PUBLIC <br />6RACESg <br />Ue Qmen.rm. M06,2005 <br />