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r, T m tDi•. Return To:_ Wells Fargo Consum S L4Rn 'ci Crte!F� P.O. Box 31557 m C^ In Ei Billings, MT 59103 r) = w 4j Prepared By: Wells Fargo Bank o 2335 Briargate Parkw Colorado Springs, CO 80 0 Account # 1636637817[Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated 6/4/2002 together with all Riders to this document. (B) "Borrower" is KEVIN L. HEUER AND TAMMIE J. HEUER, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON. Borrower is the truster under this Security Instrument. (C) "Lender" is Wells Fargo Bank West, National Association. Lender is a National Banking Association organized and existing under the laws of United States of America. Lender's address is 3500 JFK Pky Fort Collins CO 86525. Lender is the beneficiary under this Security Instrument. Q{� (� (D) "Trustee" is the Public Trustee of Hall County, Coiarode. AJEJLSS�eA�SR.4 (E) "Note" means the promissory note signed by Borrower and dated 6/4/2002. The Note states that Borrower owes Lender THIRTY THOUSAND and 00 /100 Dollars (U.S. 30,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 6/4/2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be executed by Borrower [check box as applicable]: p Adjustable Rate Rider p Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider p 1 -4 Family Rider p VA Rider ❑ Biweekly Payment Rider M Other(s) [specify] LINE RIDER COLORADO - Single Family- FNMA/FHLMC UNIFORM INSTRUMENT ® -6(CO) (9904).02 Page 1 of 15 In111e1s' F l �l f VMP MORTGAGE FORMS - (800)521 -7291 Form 3006 3/99 a Cb c O T1 �1 ro N ZQ CD o �l O rte. - cn .d r .- j. Q7 .yi, _r- u ° CCD v� k DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated 6/4/2002 together with all Riders to this document. (B) "Borrower" is KEVIN L. HEUER AND TAMMIE J. HEUER, HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON. Borrower is the truster under this Security Instrument. (C) "Lender" is Wells Fargo Bank West, National Association. Lender is a National Banking Association organized and existing under the laws of United States of America. Lender's address is 3500 JFK Pky Fort Collins CO 86525. Lender is the beneficiary under this Security Instrument. Q{� (� (D) "Trustee" is the Public Trustee of Hall County, Coiarode. AJEJLSS�eA�SR.4 (E) "Note" means the promissory note signed by Borrower and dated 6/4/2002. The Note states that Borrower owes Lender THIRTY THOUSAND and 00 /100 Dollars (U.S. 30,000.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than 6/4/2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all riders to this Security Instrument that are executed by Borrower. The following riders are to be executed by Borrower [check box as applicable]: p Adjustable Rate Rider p Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider p 1 -4 Family Rider p VA Rider ❑ Biweekly Payment Rider M Other(s) [specify] LINE RIDER COLORADO - Single Family- FNMA/FHLMC UNIFORM INSTRUMENT ® -6(CO) (9904).02 Page 1 of 15 In111e1s' F l �l f VMP MORTGAGE FORMS - (800)521 -7291 Form 3006 3/99 a Cb