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200206669 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />— (Seal) <br />or ower <br />MI N <br />B VERLY NO N (Seal) <br />LA orsower <br />(Seal) (Seal) <br />-- - -- Borrower — borrower <br />Seal <br />- - <br />(Seal) ( ) <br />orrower - orsower <br />(Seal) (Seal) <br />.........Initials: IZ—,/ <br />4ft-6(NE) (ow5) Page 14 of 15 Fonn 3028 1 /01 <br />