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This Instrument Prepared By:
<br />Commercial Federal Hank
<br />3301 W State Str,
<br />Grand Island, NE 68803
<br />(308) 384 -4310
<br />TSEIDE
<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST Application # 0121131007
<br />(With Future Advance Clause)
<br />El Construction Security Agreement
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is June 19, 2002 -13
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />MICHAEL C GARDNER SANDRA A GARDNER
<br />TRUSTOR: 4264 LARIAT LN 4264 LARIAT IN
<br />Grand Island, NE 68803 Grand Island, NE 68803
<br />Vesting Information: JTWROS
<br />E] If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />BENEFICIARY: Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />properly:
<br />LOT ONE (1), IN WESTERN HEIGHTS SECOND SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />The property is located in Hall at 4264 LARIAT LN
<br />(County)
<br />Grand Island , Nebraska 68803
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 45, 000.00 . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s)
<br />secured and you should include the final maturity date of such debt(s).)
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) 09e t�
<br />(D 1994 Rankers Systems, Inc.. St Cloud MN Fmm OCP- REDT -NE 1113199
<br />- C465(NE) )9902) VMP MORTGAGE FORMS - (¢00)521 -]291
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<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST Application # 0121131007
<br />(With Future Advance Clause)
<br />El Construction Security Agreement
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is June 19, 2002 -13
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />MICHAEL C GARDNER SANDRA A GARDNER
<br />TRUSTOR: 4264 LARIAT LN 4264 LARIAT IN
<br />Grand Island, NE 68803 Grand Island, NE 68803
<br />Vesting Information: JTWROS
<br />E] If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />BENEFICIARY: Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />properly:
<br />LOT ONE (1), IN WESTERN HEIGHTS SECOND SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />The property is located in Hall at 4264 LARIAT LN
<br />(County)
<br />Grand Island , Nebraska 68803
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 45, 000.00 . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s)
<br />secured and you should include the final maturity date of such debt(s).)
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) 09e t�
<br />(D 1994 Rankers Systems, Inc.. St Cloud MN Fmm OCP- REDT -NE 1113199
<br />- C465(NE) )9902) VMP MORTGAGE FORMS - (¢00)521 -]291
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<br />State of Nebraska Space Above This Line For Recording Data
<br />REAL ESTATE DEED OF TRUST Application # 0121131007
<br />(With Future Advance Clause)
<br />El Construction Security Agreement
<br />DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is June 19, 2002 -13
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
<br />MICHAEL C GARDNER SANDRA A GARDNER
<br />TRUSTOR: 4264 LARIAT LN 4264 LARIAT IN
<br />Grand Island, NE 68803 Grand Island, NE 68803
<br />Vesting Information: JTWROS
<br />E] If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />TRUSTEE: Commercial Federal Bank
<br />13220 California St
<br />Omaha, NE 68154
<br />BENEFICIARY: Commercial Federal Bank
<br />PO Box 1103
<br />Omaha, NE 68101
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />properly:
<br />LOT ONE (1), IN WESTERN HEIGHTS SECOND SUBDIVISION, HALL COUNTY, NEBRASKA.
<br />The property is located in Hall at 4264 LARIAT LN
<br />(County)
<br />Grand Island , Nebraska 68803
<br />(Address) (City) (ZIP Code)
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at
<br />any time in the future, be part of the real estate described above (all referred to as "Property").
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall
<br />not exceed $ 45, 000.00 . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s)
<br />secured and you should include the final maturity date of such debt(s).)
<br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) 09e t�
<br />(D 1994 Rankers Systems, Inc.. St Cloud MN Fmm OCP- REDT -NE 1113199
<br />- C465(NE) )9902) VMP MORTGAGE FORMS - (¢00)521 -]291
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