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								    Loan No: 45614& 
<br />UMH 
<br />200206600 
<br />Page 4 
<br />• x 
<br />.injunction), appeals, and any anticipated post- judgment collection services, the cost of searching "records, obtaining fitie repass (including 
<br />foreclosure reports), surveyors' reports, and appraisal tees, tine insurance, and fees for the Trustee, to the extent permitted by applicable law. 
<br />Trustor also will pay any court costs, in addition to all other sums provided by law. 
<br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust: 
<br />...Governing Lew. This Deed of Trust will be governed by and Interpreted in accordance with federal law and the laws of the State of 
<br />Nebraska. This Deed of Trust has been accepted by Lender In the State of Nebraska. 
<br />Choke of, Venue. If there is a lawsuit, Trustor agrees upon Lender's request to submit to the jurisdiction of the courts of Hail County, State 
<br />of Nebraska. 
<br />Time Is of the Essence. Time is of the essence in the performance of this Deed of Trust 
<br />Waiver of Homestead Exemption. Trustor hereby releases and waives all rights and benefits of the homestead exemption laws of the State 
<br />of Nebraska as to all Indebtedness secured by this Deed of Trust. 
<br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust: 
<br />Beneficiary. The word "Beneficiary" means Five Points Bank, and its successors and assigns. 
<br />Borrower. The word "Borrower" means MANUEL MEDINA and BELKIN MEDINA, and all other persons and entities signing the Credit 
<br />Agreement. 
<br />Credit Agreement. The words "Credit Agreement" mean the credit agreement dated June 14, 2002, with credit limit of $10,000.00 
<br />from Borrower to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for 
<br />the promissory note or agreement. The maturity date of this Deed of Trust is June 19, 2005. 
<br />.Deed of Trust. The wads "Deed of Trust" mean this Deed of Trust among Trustor, Lender, and Trustee, and includes without limitation all 
<br />assignment and security interest provisions relating to the Personal Property and Rents. 
<br />Environmental Laws. The wads "Environmental Laws" mean any and all state, federal and local statutes, regulations and ordinances 
<br />relating to the protection of human health or the environment, including without limitation the Comprehensive Environmental Response, 
<br />Compensation, and Liability Act of 1980, as amended, 42 U.S.C. Section 9601, at seq. ("CERCLA"), the Superfund Amendments and 
<br />Reauthorization Act of 1966, Pub. L. No. 99 -499 ( "SARA"), the Hazardous Materiels Transportation Act, 49 U.S.C. Section 1801, at seq., the 
<br />Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, at seq., or other applicable state or federal laws, rules, or regulations 
<br />adopted pursuant thereto. 
<br />Event of Default. The words "Event of Default" mean any of the events of default set forth in this Deed of Trust in the events of default 
<br />section of this Deed of Trust. ` 
<br />Existing Indebtedness. The words "Existing Indebtedness" mean the indebtedness described in the Existing Liens provision of this Deed of 
<br />Trust. 
<br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on the 
<br />Real Property, facilities, additions, replacements and other construction on the Real Property. 
<br />.Indebtedness. The word "Indebtedness" means all principal, interest, and other amounts, costs and expenses payable under the Credit 
<br />Agreement or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the 
<br />Credit Agreement or Related Documents and any amounts expended or advanced by Lender to discharge Trustors obligations or expenses 
<br />incurred by Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided 
<br />in this Deed of Trust. 
<br />Lender. The word "Lender" means Five Points Bank, its successors and assigns.. The words "successors or assigns" mean any person or 
<br />company that acquires any interest in the Credit Agreement. 
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or Thereafter 
<br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all 
<br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance 
<br />proceeds and refunds of premiums) from any sale or other disposition of the Property. 
<br />Property. The word "Property" means collectively the Real Property and the Personal Property. , 
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Dead of Trust. 
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental 
<br />'agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages; and all other instruments, 
<br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. 
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the 
<br />'Property. 
<br />Trustee. The word 'Trustee" means Five Points Bank, whose address isP.O Box 1507, Grand Island, NE 68802 -1507 and any substitute or 
<br />successor trustees. 
<br />Trustor. The word'Trustor" means MANUEL LOPEZ and BELKIN J MEDINA. 
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