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200206530 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />dj'=' (Seal) <br />DO E B HEMIR - Borrower <br />(mil ZZ �7 k / / � (seal) <br />CHERYL J BREWER - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />-6(NE) (00051.01 Page 14 of 15 Form 3028 1/01 <br />G <br />