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200206458 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by BUrrOW6r and recorded with it. <br />Witnesses: <br />— (Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />MICHAEL D YORK - Borrower <br />(Seal) <br />PATRICIA E YORK Bonnwer <br />(Seal) <br />Burrower <br />(Seal) <br />B�rr�w�r <br />(Scat) (Seal) <br />Bonnwer -BOrro r <br />1-61NEI mooswi Pena is or is Form 3026 1101 <br />