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[Space Above This Line For Recording Data[
<br />DEED OF TRUST
<br />ULI'INITIONS
<br />200206453
<br />Words used m multiple sections of this document are defined below and other words are defined in Sections 3, 1 I, 13, 1 R, 20
<br />and 21. Certain rules regarding the usage of words used in this doewnent are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated June 12th 2002 ,togetherwili
<br />all Riders to this document_
<br />(B) "Borrower" is Thomas F. Werner and Lynne R. Werner, as husband and wife
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender" is United Nebraska Bank . I ender
<br />is a Corporali.n o,ganisedandexistingundcr the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803 _
<br />Lender is the beneficiary under this Security Instrument
<br />(D) `"Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory, note signed by Borrower and dated June 12th _ 2002 . The Note
<br />states that Borrower owes Leaden Two Hundred Seventeen 'Thousand Two Hundred and 00 /100
<br />Dollars (U.S.$217,200.00 )plus nuered. Bortmverhospromissal
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2017
<br />(F) "Property" means the property that is described below under the heading "Transfer ofRights in the Property"
<br />(G) "Lund' mcnns the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums duc under this Security Instrument, plus interest.
<br />(H) `Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]-
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />O
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
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<br />[Space Above This Line For Recording Data[
<br />DEED OF TRUST
<br />ULI'INITIONS
<br />200206453
<br />Words used m multiple sections of this document are defined below and other words are defined in Sections 3, 1 I, 13, 1 R, 20
<br />and 21. Certain rules regarding the usage of words used in this doewnent are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated June 12th 2002 ,togetherwili
<br />all Riders to this document_
<br />(B) "Borrower" is Thomas F. Werner and Lynne R. Werner, as husband and wife
<br />Borrower is the truster under this Security Instrument
<br />(C) "Lender" is United Nebraska Bank . I ender
<br />is a Corporali.n o,ganisedandexistingundcr the laws of the State of Nebraska
<br />Lender's address is 700 North Webb Road Grand Island, NE 68803 _
<br />Lender is the beneficiary under this Security Instrument
<br />(D) `"Trustee" is United Nebraska Bank 700 North Webb Road Grand Island, NE 68803
<br />(E) "Note" means the promissory, note signed by Borrower and dated June 12th _ 2002 . The Note
<br />states that Borrower owes Leaden Two Hundred Seventeen 'Thousand Two Hundred and 00 /100
<br />Dollars (U.S.$217,200.00 )plus nuered. Bortmverhospromissal
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2017
<br />(F) "Property" means the property that is described below under the heading "Transfer ofRights in the Property"
<br />(G) "Lund' mcnns the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums duc under this Security Instrument, plus interest.
<br />(H) `Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]-
<br />❑
<br />Adjustable Rate Rider
<br />❑
<br />Condominium Rider
<br />❑
<br />Balloon Rider
<br />❑
<br />Planned Unit Development Rider
<br />❑
<br />1 -4 Family Rider
<br />❑
<br />Biweekly Payment Rider
<br />❑ Second Hume Rider
<br />❑ Other(s) [specify]
<br />(1) "Applicable Law" mcnns all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrativerules and orders (that have the effect of luw) as well as all applicable final ,non- appealablejudicial opinions.
<br />(J) "Community Association Dues, Fees, and Assess mends" means all dues, fees, assessments and other charges that are
<br />imposed on Ban , owet or the Property by a condominium association, homeowners association or similar organ izali on.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, dratl, or
<br />similarpaper instrument, which is initiated through an clech'onic terminal, telephonic insnument,computer, ormagnetictape
<br />so as to order. instruct, or authorize a fin meta l,rstitution to debit., credit an account. Suct ,wrmincludes,butisnotlitnited
<br />to, point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and
<br />automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that arc described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of dmnages, of proceeds paid by any third
<br />party (other Chan insurance proceeds paid under the coverages described in Section 5) for: (if damage lo, ordeslruction of,
<br />the Property; (ii) condemnation or other taking ofall oranypartofthe Property; (iii) conveyance in lieu ofcondemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Properly.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or definition, the Loan.
<br />(0) "Periodic Payment' means the regularly scheduled amnunt due far(i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 oflhis Security Instrument.
<br />(P) "RES PA" means the Real Estate Settlement Procedures Act (12 U.S.C. §§'2601 et seq.) and its implementingregulation,
<br />Regulation X (24 CI .R. fart 3500), as they might be amended from timem time, or anyadditional or successor legislation
<br />NERRASKASingle Family Fannie Mae /Freddie. Mae UNIFORM INSTRUMENT Furm3028 I /01 (pngelo /Hpnges/
<br />1750.CV 0112) 011650
<br />1.010(lalll ne)
<br />
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